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Forum Name: General discussions
Forum Description: Discuss any topic at all that is not music-related
URL: http://www.JazzMusicArchives.com/forum/forum_posts.asp?TID=1450
Printed Date: 17 Apr 2025 at 7:49pm
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Topic: PayPal
Posted By: Matt
Subject: PayPal
Date Posted: 22 Jan 2012 at 2:46pm

What do you all think is a great thing, as is, or if like me you think that they really should have competition. PayPal seem to forget that you are the customer using their process for payment which if one notices they keep changing their rules to suit themselves.

Eg, Do you know they only give 45 days for a complaint to be lodged ( Ebay same). What about International customers. It takes about that time before you really get concerned to start complaing if just standard air mail.
Lucky here you can by -pass them and lodge a complaint through your bank and they seem to get them cough up. They give the guarantees that you will not be out of pocket and they should stick to them.
 
I have also had them try to change my payment method because it suited them due to less charges through certain accounts which are at their end not mine.
 
I reckon they need competition and credit cards are not the only answer but maybe we need another payment process company. You feel they are making a law unto themselves due to lack of competition.
 
Monopolies Unhappy


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Matt


Replies:
Posted By: snobb
Date Posted: 22 Jan 2012 at 2:51pm
Never used PayPal at all - have no opinion Embarrassed

Posted By: js
Date Posted: 22 Jan 2012 at 3:09pm
I try to avoid all electronic payment forms, real money is the way of the anarchist. The revolution will be fueled with hard cash and bartering. Cool

Posted By: Matt
Date Posted: 22 Jan 2012 at 3:14pm
I know what you mean John.  They are all from Babylon those companys

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Matt

Posted By: js
Date Posted: 22 Jan 2012 at 3:26pm
Ebay moving away from money orders is one of the many reasons I quit using ebay.
Ebay was fun at first, but the end result has been that garage sales and thrift stores have lost a lot of their naive charm and good finds as well.

Posted By: Matt
Date Posted: 22 Jan 2012 at 3:35pm
Originally posted by js js wrote:

Ebay moving away from money orders is one of the many reasons I quit using ebay.
Ebay was fun at first, but the end result has been that garage sales and thrift stores have lost a lot of their naive charm and good finds as well.
My wife now uses the local ones we have here these days (avid junk collector LOL). All the kids are telling me lately You Tube is not the same anymore as heaps of stuff has been removed. I only really ever look at it for the site. 

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Matt

Posted By: Sean Trane
Date Posted: 22 Jan 2012 at 3:42pm
Never had a problem with Paypal, but haven't used them as much recently... been cutting back on my web shopping

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my music collection increased tenfolds when I switched from drug-addicted musicians to crazy ones....


Posted By: js
Date Posted: 22 Jan 2012 at 3:42pm
Re Matt:
Yeah, I've noticed the kids complaining about changes to youtube, as a source for learning songs, it still works great for me.
Whats sad is the decline of myspace as a tool for musicians and bands. Its like the owner has given up and nobody is in charge of the place anymore, it used to be the best resource for finding new bands. The first wrong step was when they got rid of all the band searches by genre etc.

Posted By: Matt
Date Posted: 22 Jan 2012 at 3:50pm
Originally posted by js js wrote:

Re Matt:
Yeah, I've noticed the kids complaining about changes to youtube, as a source for learning songs, it still works great for me.
Whats sad is the decline of myspace as a tool for musicians and bands. Its like the owner has given up and nobody is in charge of the place anymore, it used to be the best resource for finding new bands. The first wrong step was when they got rid of all the band searches by genre etc.
Facebook killed them here. Everybody except me had a My Space page.Smile I did not want to bore the whole internet.

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Matt

Posted By: js
Date Posted: 22 Jan 2012 at 3:53pm
Facebook is creepy, it connects you to too many people too quickly, no thanks, I don't care what the losers at my old high school are up to. Ermm

Posted By: Abraxas
Date Posted: 22 Jan 2012 at 4:05pm
Originally posted by js js wrote:

Re Matt:
Yeah, I've noticed the kids complaining about changes to youtube, as a source for learning songs, it still works great for me.
Whats sad is the decline of myspace as a tool for musicians and bands. Its like the owner has given up and nobody is in charge of the place anymore, it used to be the best resource for finding new bands. The first wrong step was when they got rid of all the band searches by genre etc.

Now there's SoundCloud and BandCamp, although the latter also offers paying, which can be seen as a pseudo-itunes or something in that vein, just better looking.

Posted By: Matt
Date Posted: 22 Jan 2012 at 4:06pm
[QUOTE=js]Facebook is creepy, it connects you to too many people too quickly, no thanks, I don't care what the losers at my old high school are up to. Ermm I go on about once a week with my belated birthday greetings. They send a notification about 5 days before and I always forgetEmbarrassed nieces, nephews, and the odd family member not only friends get the treatment from me.  "How could you forget"  those words ring in my ears from the past LOL I forgot our wedding anniversary again this year.

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Matt

Posted By: js
Date Posted: 22 Jan 2012 at 4:09pm
Originally posted by Abraxas Abraxas wrote:

Originally posted by js js wrote:

Re Matt:
Yeah, I've noticed the kids complaining about changes to youtube, as a source for learning songs, it still works great for me.
Whats sad is the decline of myspace as a tool for musicians and bands. Its like the owner has given up and nobody is in charge of the place anymore, it used to be the best resource for finding new bands. The first wrong step was when they got rid of all the band searches by genre etc.

Now there's SoundCloud and BandCamp, although the latter also offers paying, which can be seen as a pseudo-itunes or something in that vein, just better looking.
I've worked with those sites some, the old myspace had real streamlined ways for similar bands to hook up and working with your site was a cinch. We run into complications on soundcloud.

Posted By: Matt
Date Posted: 22 Jan 2012 at 4:17pm
Originally posted by Abraxas Abraxas wrote:

Originally posted by js js wrote:

Re Matt:
Yeah, I've noticed the kids complaining about changes to youtube, as a source for learning songs, it still works great for me.
Whats sad is the decline of myspace as a tool for musicians and bands. Its like the owner has given up and nobody is in charge of the place anymore, it used to be the best resource for finding new bands. The first wrong step was when they got rid of all the band searches by genre etc.

Now there's SoundCloud and BandCamp, although the latter also offers paying, which can be seen as a pseudo-itunes or something in that vein, just better looking.
I will check them out Pablo. I think I have heard my son mention SoundCloud. I rarely watch clips even with all the music channels on TV as well these days. Still see a few though with others watching in the house but that is usually walking by and if I see something that grabs me I will watch it. One problem though if I like it they will change the channel Unhappy Music Documentarys though I love or any doco normally

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Matt

Posted By: Kazuhiro
Date Posted: 22 Jan 2012 at 6:40pm
I have not used PayPal. A problem for a leak and business of the information has been pointed out before in Japan. Is there often such a case?

Posted By: dreadpirateroberts
Date Posted: 22 Jan 2012 at 7:18pm
Originally posted by js js wrote:

Facebook is creepy, it connects you to too many people too quickly, no thanks, I don't care what the losers at my old high school are up to. Ermm


Seconded. I have an alias on there for keeping in contact with a couple overseas friends - but then, e-mail does the same thing so I don't know why I bother.


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We are men of action. Lies do not become us.
http://www.jazzmusicarchives.com/dreadpirateroberts%28member%29.aspx?reviews=all/" rel="nofollow - Reviews...

Posted By: DamoXt7942
Date Posted: 23 Jan 2012 at 3:48am
Frequently used PayPal and had no problem around me ... I'm afraid I've assumed so. Exclamation

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--

http://www.facebook.com/damoxt7942" rel="nofollow - DamoXt7942

Guilt Is A Great Motivator.

Posted By: Sean Trane
Date Posted: 23 Jan 2012 at 5:48am
Originally posted by js js wrote:

Facebook is creepy, it connects you to too many people too quickly, no thanks, I don't care what the losers at my old high school are up to. Ermm
 
That's moe or less what I think as well, although there are some people I'd like vto know what they became....Sometimes you lose sight/contact of people you shouldn't have
 
But I won't go to these kind of sites , just for that....
 
I see how they are prying into your life
 
for ex: The fiscal civil servant (IRS, if you wish) people in Europe are checking out to see if you didn't post piccies of your undeclared ferrari, etc... I mean YOU published the picture, right???
 
noooooooooo, thanks
 
 


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my music collection increased tenfolds when I switched from drug-addicted musicians to crazy ones....


Posted By: Sean Trane
Date Posted: 23 Jan 2012 at 5:53am
Originally posted by Kazuhiro Kazuhiro wrote:

I have not used PayPal. A problem for a leak and business of the information has been pointed out before in Japan. Is there often such a case?
 
Never in my case...
 
The only time I've ever heard of a pproblem, it was a buddy that respondeed to an e-mail that asked him to check his info and codes, giving him a link to do so
 
needless tio say, that things went awry...
He claims Paypal refinded him his €800.00 fully, but will not do so again... he's warned, now
Paypal wil NEVER send you those e-mails.... they tell you right away when you sign up.
 
a


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my music collection increased tenfolds when I switched from drug-addicted musicians to crazy ones....


Posted By: darkprinceofjazz
Date Posted: 14 Feb 2012 at 8:40am
Originally posted by Matt Matt wrote:

What do you all think is a great thing, as is, or if like me you think that they really should have competition. PayPal seem to forget that you are the customer using their process for payment which if one notices they keep changing their rules to suit themselves.

Eg, Do you know they only give 45 days for a complaint to be lodged ( Ebay same)
 
Monopolies Unhappy
That 45 day thing can be a real problem too, I once had an order on eBay, 300 worth of merchandise that never arrived, It was insured, anyone who knows anything about USPS insurance claims, they won't even let you file a claim for 30 days in most cases, then if your lucky, you get a first response 2 weeks after that, the guy I purchased from kept begging me to give him time on the USPS claim, but on the 44th day I had to file the claim on PayPal, USPS rejected his claim he said, I got my money back through PayPal, But I was thinking this guy may have been gaming the system some way, holding me off untill that 45 days, I don't know if he really did for sure. but never allow that 45 days to expire no matter what.

Posted By: Matt
Date Posted: 14 Feb 2012 at 2:21pm
Originally posted by darkprinceofjazz darkprinceofjazz wrote:

Originally posted by Matt Matt wrote:

What do you all think is a great thing, as is, or if like me you think that they really should have competition. PayPal seem to forget that you are the customer using their process for payment which if one notices they keep changing their rules to suit themselves.

Eg, Do you know they only give 45 days for a complaint to be lodged ( Ebay same)
 
Monopolies Unhappy
That 45 day thing can be a real problem too, I once had an order on eBay, 300 worth of merchandise that never arrived, It was insured, anyone who knows anything about USPS insurance claims, they won't even let you file a claim for 30 days in most cases, then if your lucky, you get a first response 2 weeks after that, the guy I purchased from kept begging me to give him time on the USPS claim, but on the 44th day I had to file the claim on PayPal, USPS rejected his claim he said, I got my money back through PayPal, But I was thinking this guy may have been gaming the system some way, holding me off untill that 45 days, I don't know if he really did for sure. but never allow that 45 days to expire no matter what.
Over here I give them 6 weeks before a bit of concern starts. That means 42 days. Usually you have them within 1 to 3 weeks but I have had them turn up a lot later. Maybefrom now on when 30 days is up. "That's it lodging a claim" in the future.Big smile Sellers would love you.

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Matt

Posted By: Matt
Date Posted: 24 Mar 2012 at 3:35pm
Hey, they are at it again. "You know providing all the nessecary security for them"! ,"Not for us customers of course who use the service"     Email below with new policy changes, Again
 
Read the 2nd blue dot marked paragraph.,
 
[PayPal]
[Notice of Updates to Legal Agreements]
 

We've updated the following agreements:

PayPal Product Disclosure Statement
Direct Debit Agreement
Recurring Payments and Billing Agreement
Commercial Entity Agreement
PayPal Fees Policy

Who do the changes affect?
The latest changes to our policies affect all customers.

What are they?
The main changes to our policies are:

the Product Disclosure Statement (PDS) has been combined with a new Financial Services Guide (FSG). The purpose of the FSG is to set out information which may assist you in deciding whether to use any of the financial services which are provided by PayPal in relation to the PayPal Service;
the Direct Debit Agreement and Recurring Payments and Billing Agreement has been amended to allow PayPal to direct debit your nominated account for any payments permitted by any relevant agreement you enter into, including for fees and liabilities to eBay. In addition, if you have insufficient funds in your Account to meet an obligation, PayPal may continue to try and withdraw funds from your nominated account for a reasonable period; and
we have included a new definition of "Payment Method" to replace the definition of "Funding Source." Payment Method includes Nominated Bank Account, Nominated Card, eCheque, Account balance or any other payment method offered or accepted by PayPal.

Where can I see the details?
The full details of our Policy Updates are published on our website. To stay safe from phishing and spoof, we recommend you always type our URL into your browser address bar instead of clicking on links in emails.

Visit the PayPal site by typing http://www.paypal.com.au into your browser address bar. Click on the Policy Updates link.

You can also access the latest policy updates at any time by clicking on "Legal Agreements".

What if I have questions?
If you have questions, you might find the answer in our https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/GK1WCF/SL/h" rel="nofollow - Help Centre . Alternatively, you can also call or email us by visiting the PayPal site and clicking "Contact us".

Kind regards
PayPal Australia
How do I know this is not a Spoof email? Spoof or 'phishing' emails tend to have generic greetings such as "Dear PayPal member". Emails from PayPal will always address you by your first and last name.
https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/YH4LSZ/SL/h" rel="nofollow - Find out more about spoof and phishing
https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/9ZJ2HQ/SL/h" rel="nofollow - Forgot Password    |    https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/KEBYZT/SL/h" rel="nofollow - Contact Us    |    https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/BMFZGR/SL/h" rel="nofollow - Privacy  

The PayPal service is provided by PayPal Australia Pty Limited (ABN 93 111 195 389) which holds an Australian Financial Services Licence, number 304962. Before deciding to sign-up for or use the PayPal service you should consider the Combined Financial Services Guide and Product Disclosure Statement, available at https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/XT51SA/SL/h" rel="nofollow - www.paypal.com.au.

This email was sent to [email protected], because your email preferences are set to receive All Policy Change Notices. To unsubscribe, click https://email-edg.paypal.com/r/NRF26SU/KQCOG/LQV5UD/FICQQ/FXU4CN/SL/h?a=7N531823U1801945Y&b=ItNS3U7JhEPLLb09dPLkAV83eLrKheubmMd5-bF0BKo&c=NON&d=11191&e=68803&f=NON" rel="nofollow - - here and follow the prompts.

Please do not reply to this email. We are unable to respond to inquiries sent to this address. For immediate answers to your questions, visit our Help Center by clicking "Help" at the top of any PayPal page.
I don't rememebr signing on for this when I first started to use PayPal quite a few years ago now.
 
As I said there needs to be competition, these blokes treat us like mugs not customers.


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Matt

Posted By: Sean Trane
Date Posted: 25 Mar 2012 at 1:32am
Whatever you do, don't answer any of those messages and never change your password vbecause they ask you to.
I still use PayPal and have no problem (never had), but I also never changed my pword or e-mail address
 
For the first three years I kept receiving Spams about changing my pword or checking my persanal data, but since I never did it... they don't try anymore.
 
 


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my music collection increased tenfolds when I switched from drug-addicted musicians to crazy ones....


Posted By: Slartibartfast
Date Posted: 26 Mar 2012 at 9:17am
Used them on occasion, but no loyalty.

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